Quake Insurance An Option for Homeowners

By: Joe Harrington Email
By: Joe Harrington Email

SPANISH SPRINGS -- Tuesday was a busy day at an insurance office in Spanish Springs -- the office is located about two miles from the epicenter of Monday's magnitude four-point-two quake.

"We've had phone calls all day I think it puts it at the forefront of everybody's mind," State Farm Insurance agent Jenn Weible said. Weible said people are asking about quake insurance, which she said can cost several hundred dollars to two-thousand dollars a year. She said it depends on a number of factors, including how a home is constructed.

There was no significant damage following the 5:51 p.m. quake Monday. However, walls and ceilings were damaged at some homes. Weible said typically quake insurance covers only significant damage.

Strong earthquakes have hit Nevada before. Roughly five years ago, a magnitude six-point-zero quake struck near Wells. Buildings were heavily damaged in the quake.

In 1915 a seven-point-one hit a rural area in the central part of the state.

Nevada is the third most seismically active state, surpassed by California and Alaska. Quake insurance is not required in Nevada.

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