New Poll Shows People Not Home Shopping

Familes who have adjustable rate mortages seem to be having the toughest time paying for their home. These mortgages start at a low interest rate and then adjust to market conditions, which have meant steep, unaffordable boosts that have forced many to refinance or even lose their homes.

The poll also found many people are afraid their homes will lose value over the next two years.

And, 65-percent of people say they will not buy a new home in the next two years.

Foreclosures have soared to record highs, mortgage rates have increased, sales of exsisting and new homes have fallen and home values have dropped.