Low mortage rates have led to a boom in home borrowing.
But federal authorities say it has also led to a surge in fraud across the nation and especially here in Nevada.
The FBI says the nation is near an epidemic when it comes to mortgage fraud.
So far this year mortgage companies and banks have reported more than 12-thousand cases of fraud.
That compares to just 42-hundred reports in all of 2001.
Authorities say people are using schemes like property flipping, fake identities and credit histories, forged loan documents and the use of straw buyers.
The FBI has arrested more than 200 people so far.